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	<title>Financial Student Loans</title>
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	<pubDate>Wed, 20 Aug 2008 13:00:34 +0000</pubDate>
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		<title>Collectors Foundation &#124; Financial Statements</title>
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		<pubDate>Wed, 20 Aug 2008 13:00:34 +0000</pubDate>
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		<description><![CDATA[FINANCIAL STATEMENTS As a nonprofit 501 (c)(3) corporation, the Collectors Foundation is committed to disclosing to the   
Microsoft Corp - Company Financial Statements - MSN MoneyMicrosoft Corp: Financial Statement : Business Type: Industry. Financial statements are prepared in this standard format to allow direct comparisons of all companies and industries   
FINANCIAL [...]]]></description>
			<content:encoded><![CDATA[<p></a><br />FINANCIAL STATEMENTS As a nonprofit 501 (c)(3) corporation, the Collectors Foundation is committed to disclosing to the   </p>
<p><a target="_blank" rel="nofollow" href="http://moneycentral.msn.com/investor/invsub/results/statemnt.aspx?symbol=MSFT" >Microsoft Corp - Company Financial Statements - MSN Money</a><br />Microsoft Corp: Financial Statement : Business Type: Industry. Financial statements are prepared in this standard format to allow direct comparisons of all companies and industries   </p>
<p><a target="_blank" rel="nofollow" href="http://www.nyct-cfi.org/page27497.cfm" >FINANCIAL STATEMENTS - New York Community Trust</a><br />The New York Community Trust is the City&#8217;s community foundation, making it easy for New Yorkers to be philanthropists, today and tomorrow. We help charitable New Yorkers make a   </p>
<p><a target="_blank" rel="nofollow" href="http://www.bobstgroup.com/investors/FinancialStatements05.pdf" >FINANCIAL STATEMENTS 2005</a><br />Contents * Key*Figures *2*Evolution*over*the*first*two*IFRS*years *3*Evolution*over*the*last*four*Swiss*GAAP*FER*years *4*Evolution*over*five*years *5*Comments * Bobst*Group   </p>
<p>The Leo Wanta Saga, Pt. 30: Wanta $4.5 Trillion to be Released, But When and Under What Terms?  There are many questions surrounding the Ambassador Leo Wanta story that need answering no matter if the $4.5 trillion is released or not. As Sherlock Holmes would say, &#8220;When you think you know the truth, think again!&#8221;</p>
<p>If Holmes were here he probably could solve the trillion dollar mystery, but unwrapping the real truth behind the Ambassador Wanta story is like trying to throw jelly against a wall and making it stick.</p>
<p>And just when you think you&#8217;ve got the handle on what&#8217;s going on something else happens to shake loose the jelly, making the pieces of the puzzle fall to the floor as if the trusted family dog just knocked over the whole darn card table.</p>
<p>To set the record straight, most of the questions surrounding the bilking of America out of trillions of off-shore money since the end of the Cold War do not involve Ambassador Wanta&#8217;s credibility or truthfulness behind his story.</p>
<p>They involve a myriad of questions involving Wanta&#8217;s former superiors and his superiors&#8217; superiors who actually control the Illuminati/New World Order and who have been using the trillions of off-shore money in an &#8220;off the books&#8221; illegal banking scheme to bring down the American economy.</p>
<p>However, one of the main questions that must be asked at this late stage in the game is even if the $4.5 trillion is released is it really going to do any good for the American people under the terms of the release, seeing that these terms are turning out to be strange to say the least.</p>
<p>According the Michael C. Cottrell, who spoke to the Arctic Beacon on Monday, it&#8217;s not a question of &#8220;if the trillions are going to be released but when&#8221; in light of the sad fact that the corrupt Bush administration recently said &#8220;we will release the money when we are God d**n ready!&#8221;</p>
<p>With that said, since trillions have been stolen from the American people, it is the right of the people not only to expect a prompt release of the $4.5 trillion but to also retrieve a full accounting of exactly how many trillions have been stolen, who actually pilfered the money and for what nefarious purposes it was used for since the end of the Cold War.</p>
<p>The reason this is important is that under the Reagan protocols and under his Executive Order 12333, the wheels were actually put into motion after the end of the Cold War with Ambassador Wanta to actually utilize off-shore and off the books banking to protect the interests of the United States while amassing a fortune which was supposed to be returned to the people of the United States.</p>
<p>However, as we have learned through Ambassador Wanta own statements, instead of the money being returned for the betterment of the U.S., it has been stolen and used by criminals in the last three presidential administrations for their own private use beyond the oversight of the people and their representatives in the U.S. Congress.</p>
<p>And it&#8217;s no secret Ambassador Wanta has been jailed for the better part of a decade for trying to bring a portion of the trillions stolen back to the American people. And it&#8217;s no secret he was declared legal trustor of an estimated $27.5 trillion by a 2003 federal court memorandum opinion by Judge Gerald Bruce Lee.</p>
<p>Further, it&#8217;s no secret Ambassador Wanta entered into a settlement in June to return $4.5 trillion to the U.S. and that the Bush administration has been blocking the release of the money, which was originally transferred from foreign banks into a Bank of America account.</p>
<p>After being blocked from distribution into Wanta&#8217;s account and now reportedly placed in a Citibank account, the only legal question that still has remained unanswered is why was the money transferred here from foreign banks in the first place when a legal trustor has signatory power over his trust account and should be able to transfer the money directly into his own account?</p>
<p>Furthermore, why was the Bush administration given the opportunity intervene by what may have been an unnecessary transfer to a U.S. when a legal trustor, given federal court authorization, has the signature power over his own account?</p>
<p>Although somewhat technical in nature, the American people need straight forward answers to the these types of questions since if the Reagan protocols are to be honored, the American people deserve a full an open accounting.</p>
<p>Further, these questions are not intended to impugn the integrity of Ambassador Wanta but only intended at determining the nature and intent of the beast working behind the scenes since the end of the Cold War, the same beast who illegally jailed Wanta and pilfered trillions of dollars to further the cause of the New World Order.</p>
<p>Just as these questions need answering, so do questions about how the settlement is now playing out.</p>
<p>According to Cottrell the trillions are &#8220;going to be released.&#8221; However, how the money is apparently being arranged to be released behind the scenes is quite strange.</p>
<p>Again, according to Cottrell, the Bush administration wants the following conditions met before the release of the money:</p>
<p>They want it done quietly with no press coverage. They want to take credit for the release of the $4.5 trillion as if they were the &#8220;good guys wearing white hats.&#8221; They want only the principal parties to mention the release by the verification of $1.6 trillion due in taxes without mentioning the use and purpose of the remainder of the money. And, of course, the administration wants no mention about how many trillions have been stolen in the past or how the trillions are to be used in the future.</p>
<p>So, with that said, if the Wanta money is released under these terms, he will have succeeded in forcing the government to uphold the rule of law concerning his settlement, a settlement it should be emphasized structured for the benefit of the American people.</p>
<p>However, the question must be asked if a gag order is placed on the Wanta settlement as proposed by the Bush administration, does it actually benefit them more by allowing them to get away &#8220;scott free&#8221; with the theft of trillions by allowing them to essentially continue under the curtain of silence to do business as usual.</p>
<p>Furthermore, the Wanta story has created agitation among the American people who are expecting to see some &#8220;financial light at the end of the tunnel&#8221; while creating , at the same time, a financial uproar around the world, attacking the full faith and credit of our nation while adding more fuel to the firestorm and downfall of our economy.</p>
<p>And if you look closely - think hard - isn&#8217;t that exactly what the Vatican-led New World Order has planned for this country, planning a complete financial, social, political and moral destruction.</p>
<p>The questions regarding the Ambassador Wanta story need to be answered in hopes that the release of his money will help the cause of freedom and not further fuel the diabolical fires of fascism, working behind the scenes to destroy this country. </p>
<p>Greg Szymanski</p>
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		<title>Business Owner&#8217;s Toolkit: Preparing Financial Statements</title>
		<link>http://www.financial.seekger.com/financial-statements/business-owners-toolkit-preparing-financial-statements.html</link>
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		<pubDate>Tue, 19 Aug 2008 17:00:33 +0000</pubDate>
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		<description><![CDATA[After you have prepared your adjusting entries in the general journal, posted the general journal totals to the general ledger, and footed the general ledger accounts, you are   
Financial StatementsContact Us &#124; Privacy Policy &#124; Legal Notices &#124; Financial Statements &#124; Top    1995-2008 Young America&#8217;s Foundation F.M. Kirby Freedom Center
Alternatives.org: [...]]]></description>
			<content:encoded><![CDATA[<p></a><br />After you have prepared your adjusting entries in the general journal, posted the general journal totals to the general ledger, and footed the general ledger accounts, you are   </p>
<p><a target="_blank" rel="nofollow" href="http://yaf.org/financial/index.cfm" >Financial Statements</a><br />Contact Us | Privacy Policy | Legal Notices | Financial Statements | Top    1995-2008 Young America&#8217;s Foundation F.M. Kirby Freedom Center</p>
<p><a target="_blank" rel="nofollow" href="http://www.alternatives.org/financialstatements.html" >Alternatives.org: Financial Statements</a><br />My goal is to retire and have an heirloom and modern rose nursery to supplement my income. I wasn&#8217;t sure where to start, and Alternatives helped me make it happen </p>
<p><a target="_blank" rel="nofollow" href="http://www.lge.com/ir/archive_financial/list/BIR_FIN|MENU_IR|MENU.jhtml" >LG Financial Statements - LG Global Site</a><br />LG Electronics is a major global force in electronics and information and communications products : Digital Display &#038; Media, Digital Appliance, Telecommunication Equipment   </p>
<p>The Leo Wanta Saga, Pt. 30: Wanta $4.5 Trillion to be Released, But When and Under What Terms?  There are many questions surrounding the Ambassador Leo Wanta story that need answering no matter if the $4.5 trillion is released or not. As Sherlock Holmes would say, &#8220;When you think you know the truth, think again!&#8221;</p>
<p>If Holmes were here he probably could solve the trillion dollar mystery, but unwrapping the real truth behind the Ambassador Wanta story is like trying to throw jelly against a wall and making it stick.</p>
<p>And just when you think you&#8217;ve got the handle on what&#8217;s going on something else happens to shake loose the jelly, making the pieces of the puzzle fall to the floor as if the trusted family dog just knocked over the whole darn card table.</p>
<p>To set the record straight, most of the questions surrounding the bilking of America out of trillions of off-shore money since the end of the Cold War do not involve Ambassador Wanta&#8217;s credibility or truthfulness behind his story.</p>
<p>They involve a myriad of questions involving Wanta&#8217;s former superiors and his superiors&#8217; superiors who actually control the Illuminati/New World Order and who have been using the trillions of off-shore money in an &#8220;off the books&#8221; illegal banking scheme to bring down the American economy.</p>
<p>However, one of the main questions that must be asked at this late stage in the game is even if the $4.5 trillion is released is it really going to do any good for the American people under the terms of the release, seeing that these terms are turning out to be strange to say the least.</p>
<p>According the Michael C. Cottrell, who spoke to the Arctic Beacon on Monday, it&#8217;s not a question of &#8220;if the trillions are going to be released but when&#8221; in light of the sad fact that the corrupt Bush administration recently said &#8220;we will release the money when we are God d**n ready!&#8221;</p>
<p>With that said, since trillions have been stolen from the American people, it is the right of the people not only to expect a prompt release of the $4.5 trillion but to also retrieve a full accounting of exactly how many trillions have been stolen, who actually pilfered the money and for what nefarious purposes it was used for since the end of the Cold War.</p>
<p>The reason this is important is that under the Reagan protocols and under his Executive Order 12333, the wheels were actually put into motion after the end of the Cold War with Ambassador Wanta to actually utilize off-shore and off the books banking to protect the interests of the United States while amassing a fortune which was supposed to be returned to the people of the United States.</p>
<p>However, as we have learned through Ambassador Wanta own statements, instead of the money being returned for the betterment of the U.S., it has been stolen and used by criminals in the last three presidential administrations for their own private use beyond the oversight of the people and their representatives in the U.S. Congress.</p>
<p>And it&#8217;s no secret Ambassador Wanta has been jailed for the better part of a decade for trying to bring a portion of the trillions stolen back to the American people. And it&#8217;s no secret he was declared legal trustor of an estimated $27.5 trillion by a 2003 federal court memorandum opinion by Judge Gerald Bruce Lee.</p>
<p>Further, it&#8217;s no secret Ambassador Wanta entered into a settlement in June to return $4.5 trillion to the U.S. and that the Bush administration has been blocking the release of the money, which was originally transferred from foreign banks into a Bank of America account.</p>
<p>After being blocked from distribution into Wanta&#8217;s account and now reportedly placed in a Citibank account, the only legal question that still has remained unanswered is why was the money transferred here from foreign banks in the first place when a legal trustor has signatory power over his trust account and should be able to transfer the money directly into his own account?</p>
<p>Furthermore, why was the Bush administration given the opportunity intervene by what may have been an unnecessary transfer to a U.S. when a legal trustor, given federal court authorization, has the signature power over his own account?</p>
<p>Although somewhat technical in nature, the American people need straight forward answers to the these types of questions since if the Reagan protocols are to be honored, the American people deserve a full an open accounting.</p>
<p>Further, these questions are not intended to impugn the integrity of Ambassador Wanta but only intended at determining the nature and intent of the beast working behind the scenes since the end of the Cold War, the same beast who illegally jailed Wanta and pilfered trillions of dollars to further the cause of the New World Order.</p>
<p>Just as these questions need answering, so do questions about how the settlement is now playing out.</p>
<p>According to Cottrell the trillions are &#8220;going to be released.&#8221; However, how the money is apparently being arranged to be released behind the scenes is quite strange.</p>
<p>Again, according to Cottrell, the Bush administration wants the following conditions met before the release of the money:</p>
<p>They want it done quietly with no press coverage. They want to take credit for the release of the $4.5 trillion as if they were the &#8220;good guys wearing white hats.&#8221; They want only the principal parties to mention the release by the verification of $1.6 trillion due in taxes without mentioning the use and purpose of the remainder of the money. And, of course, the administration wants no mention about how many trillions have been stolen in the past or how the trillions are to be used in the future.</p>
<p>So, with that said, if the Wanta money is released under these terms, he will have succeeded in forcing the government to uphold the rule of law concerning his settlement, a settlement it should be emphasized structured for the benefit of the American people.</p>
<p>However, the question must be asked if a gag order is placed on the Wanta settlement as proposed by the Bush administration, does it actually benefit them more by allowing them to get away &#8220;scott free&#8221; with the theft of trillions by allowing them to essentially continue under the curtain of silence to do business as usual.</p>
<p>Furthermore, the Wanta story has created agitation among the American people who are expecting to see some &#8220;financial light at the end of the tunnel&#8221; while creating , at the same time, a financial uproar around the world, attacking the full faith and credit of our nation while adding more fuel to the firestorm and downfall of our economy.</p>
<p>And if you look closely - think hard - isn&#8217;t that exactly what the Vatican-led New World Order has planned for this country, planning a complete financial, social, political and moral destruction.</p>
<p>The questions regarding the Ambassador Wanta story need to be answered in hopes that the release of his money will help the cause of freedom and not further fuel the diabolical fires of fascism, working behind the scenes to destroy this country. </p>
<p>Greg Szymanski</p>
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		<title>FT.com / Companies / Financial services - FSA clamps down on short</title>
		<link>http://www.financial.seekger.com/financial-services-authority/ftcom-companies-financial-services-fsa-clamps-down-on-short.html</link>
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		<pubDate>Tue, 19 Aug 2008 17:00:31 +0000</pubDate>
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		<description><![CDATA[The Financial Services Authority introduced tough new rules requiring disclosure for anyone    short-selling    a significant amount of stock in a company conducting a rights issue
uSwitch is regulated by the Financial Services Aut Who can help you with your home insurance? The sale of home insurance is regulated in the [...]]]></description>
			<content:encoded><![CDATA[<p></a><br />The Financial Services Authority introduced tough new rules requiring disclosure for anyone    short-selling    a significant amount of stock in a company conducting a rights issue</p>
<p><a target="_blank" rel="nofollow" href="http://www.uswitch.com/home-insurance/financial-services-authority/" >uSwitch is regulated by the Financial Services Aut </a><br />Who can help you with your home insurance? The sale of home insurance is regulated in the UK by the Financial Services Authority (FSA). When using the uSwitch.com home   </p>
<p><a target="_blank" rel="nofollow" href="http://www.cheaptravelinsurance.com/fsa/" >Financial Services Authority Keyfacts about CheapTravelInsurance.com</a><br />Keyfacts about cheaptravelinsurance.com and our travel insurance policies including our policy summary and policy wording documents.</p>
<p>Differences Between FERS/CSRS Disability Retirement and OWCP  The rabbit had been able to elude the fox, hopping safely into the arms of a briar patch and out of the immediate reach of the hungry predator. Seeing that he would not be able to have the rabbit for a meal, he decided instead to show concern.  Are you alright, my friend?  he asked, trying to put on an expression of empathy.</p>
<p> Quite well, thank you,  replied the rabbit, still panting from the close call and looking to and from with suspicion.</p>
<p> Very well, then,  said the fox, who began to walk away. He paused, turned around, and added,  I promise not to try and harm you anymore. </p>
<p> Are you quite serious?  asked the rabbit, surprised at this sudden announcement.</p>
<p> Quite serious,  the fox replied, then walked away. As he walked, he uttered under his breath,  At least &#8212; not for today. </p>
<p>&#8211; From  More Fables, Ancient and New </p>
<p>At least once a month, I receive a call from an individual who has been on total disability with Federal Worker s Comp for several years. The individual has been separated from service from the Federal Government or the Postal Service for more than a year, and suddenly the Office of Workers Compensation Program sends the individual to a Second Opinion doctor, and thereafter issues a declaratory finding that he or she is no longer disabled, and can return to work.</p>
<p>&#8211; Not only has that individual lost his OWCP benefits, but he has also lost his right to file for disability retirement under FERS or CSRS.</p>
<p>This is because, under the rules and regulations for disability retirement, an individual must file with the Office of Personnel Management within one year from the date he or she is separated from Federal Service (See 5 C.F.R. Sec. 844.201(a)(1) , where it states that, &#8220;Except as provided in paragraphs (a)(3) and (a)(4) of this section, an application for disability retirement is timely only if it is filed with the employing agency before the employee or Member separates from service, or with the former employing agency or OPM within 1 year thereafter&#8221;).</p>
<p>Thus, a word of caution for those many individuals who receive the non-taxable payments from OWCP &#8212; continue to remain on OWCP for as long as possible, because it is certainly financially advantageous over the taxable annuity amount received from FERS/CSRS disability retirement &#8212; but always remember that OWCP is not a retirement system. If they don t cut your payments off today, there is always tomorrow (refer to the fox in the fable, above).</p>
<p>I always advise my disability retirement clients who are receiving OWCP benefits to remain on OWCP for as long as they can stand it (i.e., the persistent harassment, the constant oversight by so-called &#8220;2nd opinion doctors&#8221;, etc.) &#8212; but to always have the FERS/CSRS disability retirement annuity approved as a back-up source of income. Individuals may file for disability retirement concurrently while on OWCP &#8212; but you simply cannot collect from both at the same time (See 5 C.F.R. Sec. 844.105, &#8220;Relationship to workers&#8217; compensation. (a) Except as provided in paragraph (b) of this section, an individual who is eligible for both an annuity under part 842 or 844 of this chapter and compensation for injury or disability under subchapter I of chapter 81 of title 5, United States Code (other than a scheduled award under 5 U.S.C. 8107(c)), covering the same period of time must elect to receive either the annuity or compensation.&#8221;).</p>
<p>Thus, when OWCP terminates your payments (and there is a very good chance that this will happen at some point in the near future), it is a wise option to have your disability retirement benefits approved, but held in an inactive status. You have every right to elect one benefit over the other. Indeed, if you wanted to, you are allowed to go back and forth between OWCP and FERS/CSRS disability retirement.</p>
<p>As a secondary issue on this matter, take a close look at 5 U.S.C. Section 8106 on  partial disability , and compare that definition with the definition for disability retirement. In Section 8106 (OWCP), the definition states in paragraph (c) (2) that  A partially disabled employee who refuses or, neglects to work after suitable work is offered to, procured by, or secured for him, is not entitled to compensation.  This means that if OWCP secures a job for you as a Walmart greeter (you know, those individuals who smile and say hello to you as you walk into the Walmart Superstore), and pay you the difference between your salary and what Walmart pays &#8212; and you decide to say  no , OWCP has every right to cut off your payments.</p>
<p>On the other hand, under the laws concerning FERS &#038; CSRS disability retirement, 5 C.F.R.Sec. 844.103 (a)(2) states that, in order to be eligible for disability retirement, the individual &#8220;must, while employed in a position subject to FERS, have become disabled because of a medical condition, resulting in a deficiency in performance, conduct, or attendance, or if there is no such deficiency, the disabling medical condition must be incompatible with either useful and efficient service or retention in the position.&#8221;</p>
<p>The difference here is that, under OWCP, if you are &#8216;partially disabled&#8217;, if you are offered any job that OWCP believes you can do, you must accept it. On the other hand, under FERS/CSRS disability retirement laws, if you are partially disabled &#8212; meaning that you simply cannot do at least one or more of the essential elements of your job &#8212; then you are entitled to disability retirement benefits, and your agency or the Postal Service cannot simply offer you any job; they must offer you a job in the same pay or grade, and one in which you are qualified or, if you are in the Postal Service, then it must an accommodation in the same craft.</p>
<p>Under the former (OWCP), you have no control over your future (OWCP determines your future); under the latter (disability retirement), you can obtain disability retirement benefits, and then take control of your future and work at another job of your choice, and make up to 80% of what your (former) position pays, and still continue to receive your disability annuity.</p>
<p>Experiencing a medical disability is a traumatic, life-changing event. Financial concerns are always part of this life-changing event, and it is important to secure one&#8217;s financial future to the greatest extent possible. Obtaining disability retirement &#8212; both the annuity as well as the health insurance benefits &#8212; is often the difference between a secure future and financial poverty. It is therefore extremely important to look upon disability retirement as a lifetime investment &#8212; one which must be obtained with an aggressive plan and approach.</p>
<p>I am an Attorney who represents Federal and Postal workers from all across the United States, including Alaska, Hawaii and Puerto Rico. I do not charge for telephone consultations. If you would like to contact me, you may call me at 1-800-990-7932, or email me at <a target="_blank" href="mailto:DisabilityAtty@msn.com" class="hft-email">DisabilityAtty@msn.com</a>. My ad also appears weekly in the Federal Times.</p>
<p>Robert R. McGill, Esquire <a target="_blank" href="mailto:DisabilityAtty@msn.com" class="hft-email">DisabilityAtty@msn.com</a></p>
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